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Regulatory strategy

Appropriate regulation should aim to improve market failures where this can bring benefits greater than costs, but determining how and where to do this is not straightforward and regulatory decisions affect the landscape in which firms subsequently compete. EPC and its staff have advised regulators, industry and policy makers regarding strategic issues in regulation.

  • Report on professionalism in insurance

    A report for the Chartered Insurance Institute on professionalism in the insurance sector

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  • Advice to Pay.UK on competition issues in the NPA

    Advice on competition issues surrounding the New Payments Architecture within UK payment systems

  • Report on consumer risk in legal services

    A report for the Solicitors Regulation Authority on the risks that consumers face when engaging with legal services

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  • Advice on professional indemnity insurance

    Advice for the Solicitors Regulation Authority on their professional indemnity insurance requirements as well as examining the distributional impacts of the PII requirements

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  • Advice on payment scams

    Advice to Pay.UK on authorised push payment scams

  • Advice on strategy and success

    Advice to a new regulator regarding the development of its strategy and key success measures.

  • Report on proportionality of legal services regulation

    A report for the Legal Services Board on the proportionality of legal services regulation.

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  • Report on new financial regulatory architecture

    A report for the International Regulatory Strategy Group of the City of London Corporation and The City UK on the new financial regulatory architecture after the credit crisis.  The report is available from the City of London’s website here.

  • Report on regulation of insurance brokers

    A report for the British Insurance Brokers’ Association on future regulation for insurance brokers including a focus on the cost of regulation. Report published March 2011.

  • Report on regulatory effectiveness

    A report for the City of London Corporation on regulatory effectiveness and enforcement examining the balance between different types of regulatory approach.  The report is available from the City of London website here.

Areas of expertise

  • Asset management, clearing and exchanges
  • Banking, Credit and Payments
  • Competition and State Aid
  • Distribution and financial advice
  • Income Protection
  • Insurance and pensions
  • Legal services
  • Regulatory strategy

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