Advice to HM Treasury during the credit crisis on the competitive effects of State Aid in the banking and mortgage markets.  Advice to the Department of Finance in Ireland on mergers and State Aid in the banking sector.

Advice on competition in banking and payment systems for a major South African bank during the South African Competition Commission’s investigation of the banking sector.

Advice on interchange fees for payment cards and ATMs for one of the largest UK card issuers and acquirers in OFT and EC investigations.